Trusted since 2004

I Will Teach You To Be Rich book launch in Time Square

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Hi! I’m Ramit Sethi. 

I started this web site in 2004 while I was studying engineering and psychology at Stanford. Since I came from a middle-class family, the only way I could afford college was to pay my own way. That ’ mho when I built a system to apply to 60+ scholarships. My hard work paid off and I earned enough to attend undergraduate and alumnus school at Stanford. But when I got my first scholarship arrest, I invested it in the broth market…and immediately lost half my money. Oops .
That ’ mho when I decided to learn how money actually worked.

Remember that ledger, The Emperor Has No Clothes ? I realized most money advice was irrelevant for people like you and me :

• Most money advice is about restriction. “No, you can’t buy lattes. No, you can’t go on vacation. No, you can’t buy a new pair of jeans. Save your money and wait until you’re 80…then you can use it.” No thanks.
• Money is too confusing. 401(K)s, HSAs, FSAs, asset allocation, expense ratios, P/E ratios, estate taxes…where are you supposed to start? And who do you trust?
• Nobody was talking about money psychology. You can have the “perfect” Excel model…but still feel scared of getting started. That’s because money is about more than math — it’s about psychology.

Sophomore year at Stanford, where I originally created
I Will Teach You To Be Rich When I learned how money in truth worked, it was amazingly simple — picking the correctly accounts, mechanically investing, spending less than 1 hour every month on my money — but it took a lot to unlearn the bad money habits I ’ five hundred grown up with .
fast advancing to today .

• Over 1,000,000 people read my material every month to learn how to use psychology and systems to live a Rich Life, including via my blog, newsletter, Instagram, Twitter, and Facebook 
• I’ve written a New York Times bestselling book on personal finance with over 7,000+ reviews on Amazon
• My team and I have created 20+ programs on making more money, finding your Dream Job, starting an online business, or mastering your inner psychology

Chatting with Tim Ferris

I had the chance to help Googlers plan their financial futures

What I believe

Buy all the lattes you want. A $ 5 coffee bean is not going to change your fiscal life sentence. But learning how to mechanically invest, how to select the right asset allotment, and how to negotiate a $ 15,000 lift will. I believe in asking $ 30,000 questions, not $ 3 questions .
Your Rich Life is yours. A fat life can be picking up your kids everyday from school. Or buying a $ 1,000 cashmere sweater. It can be buying a beat of drinks for your friends, or traveling for 8 weeks per class. You decide. Your rich Life is yours. ( hera are some of my money Rules. )
There’s a limit to how much you can cut, but no limit to how much you can earn. I have readers who earn $ 50,000/year and ones who earn $ 750,000/year. We ’ ve helped tens of thousands of people earn more money by negotiating their salaries, investing, and starting businesses .
Spend extravagantly on the things you love, as long as you cut costs mercilessly on the things you don’t. I don ’ triiodothyronine believe in cutting back on lattes. In fact, I want you to spend more on the things you love. What if you could double your spend on travel, or eating out, appliance, or charity ? I call those Money Dials and I ’ ll prove you how .
The 85% Solution: Getting started is more important than becoming an expert. You don ’ t need to be arrant to take control of your money. It ’ sulfur OK to make mistakes. Get 85 % of the way there and move on with your liveliness .
Investing should be very boring—and very profitable—over the long term. I get more excite eating greaser than checking my investment returns .
You’re in control. This isn’t a Disney movie and nobody’s coming to rescue you. fortunately, you can take control of your finances and build your rich Life .
Money is political. You can simultaneously acknowledge personal province and real systemic problems. This is a core part of the I Will Teach You To Be fat doctrine. Housing is political. Healthcare is political. Voting rights are political. If you ’ ra looking for politic tips on cutting coupons, this web site is not for you .
I consider it a tragedy to live a smaller life than you have to. sol many of us have been raised to believe that money is something to be scared of. We use phrases like “ I ’ m not thoroughly with money ” or “ Money changes people. ” Yes, money does change people. money allowed me to dream bigger, to be more generous, and to be more adventurous. It can do the lapp for you .
A Rich Life is lived outside the spreadsheet. What ’ s the point of all this deliver and investing if you ’ re merely going to wait until you ’ re 80 to live ? No thanks. I believe that once you ’ ve set up your finances, you ’ ll see that the most important depart of a rich Life is outside the spreadsheet—it involves relationships, new experiences, and giving back. You earned it .

From money to a Rich Life

once you take master of money, you realize that your rich Life is so much bigger than a number in your bank bill .
It ’ sulfur your house : Is it a Manhattan eminent rise or an Austin ranch ? Do you own or rent ? ( Both are all right. )
It ’ s your career : Is it a big position or do you work from home ?
It ’ sulfur your health : What kind of food do you eat ? Can you go for a walk with your kids every afternoon ? Do you have a personal trainer ?
It ’ s your life style : Do you take at least one vacation that inspires you every year ? If you want to see your old college friends, can you do it ?
It’s about freedom. Do you feel release to live the Rich Life you want ?
Since 2004, that ’ s what I ’ ve teach millions of people. Money is a small, but significant part of a fat Life. But once you solve that, there ’ mho so much more .

How I run my business

I take a different approach than most “ experts ” out there .
My business is 100 % bootstrapped and 100 % distant. When you use our products, you ’ re supporting a small business and our employees. ( IWT employees are paid above-market salaries along with a 401 ( K ) match. )
I don’t believe in lecturing you about saving $5 on lattes. alternatively, I show you how to focus on 5–10 big Wins that are worth hundreds of thousands of dollars. Master those and get on with your life .
Our goal is to make our free material better than others’ paid stuff. We give away 98 % of our material and target to make it evening better than others ’ paid stuff. See for yourself with our unblock Resources. Our premium programs are even more perplex .
I prohibit anyone with credit card debt from joining my premium material, a decisiveness that costs me millions of dollars per year. If you have credit card debt, please get my ledger from your local library and use chapter 1 to pay off your debt. When you ’ rhenium ready, come rear. We ’ ve been here since 2004 and we ’ ll be waiting for you .
100% money-back guarantee on our programs. Enjoy our dislodge material for a long as you want. When you ’ re ready for bigger results faster, we back our bounty programs with a 100 % money-back guarantee. Try the stallion program, then decide if it ’ second right for you .

What you’ll find at I Will Teach You To Be Rich

This locate started out of my college dormitory board, but we now have a cosmopolitan community of people who want to create their fat Lives, their means .
Times Square NYCAt our 500-person Forefront event in NYC
The I Will Teach You To Be Rich book translated around the world

Welcome to I Will Teach You To Be Rich